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Health insurance that rewards your healthy habits

Cover starts from £1.25 per day. Rated 5 Star by Defaqto. Get healthy to earn rewards like Apple Watch.

Top-rated cover for when you need it most

  • Trustpilot 4 stars
  • UK Customer Experience Awards - 2020 Gold

What is health insurance and do you need it?

Health insurance gives you access to private healthcare and helps cover the cost. This can be anything from seeing a private doctor, to surgery and treatment.

Consider health insurance if you want to:

  • Avoid lengthy GP and hospital waiting lists
  • Get diagnosed and treated quickly
  • Access specialist drugs and treatments

Why Choose Vitality health insurance

Stay in control of your health. Get rewarded for it too.

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Get treatment and support

Fast access to mental health, physiotherapy

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Manage your health yourself

Healthcare in the palm of your hand through

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Save on top brands

Enjoy discounts on your favourite brands.

Earn rewards for being healthy

It's easy. Buy a health insurance plan. Get active. Earn points. Use them on great rewards.

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Optional extras

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Mental Health Cover

Extra cover for mental health conditions

Optical, Dental and Hearing

Helps pay for eye, dental, and hearing care

Out-Patient Cover

Includes physiotherapy

Choose where you're treated

Choose a hospital list or our recommended panel

Therapies Cover

Covers alternative treatments like acupuncture

Worldwide Travel Cover

Cover while you're abroad

We don't cover

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Long-term conditions

Like diabetes and asthma

Pre-existing conditions

Conditions you have before you buy your plan

How does health insurance work?

You can do it all on your phone.

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Pay monthly

You can pay this by Direct Debit.

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See a GP or contact us if you’re unwell

This can either be your NHS GP or a private GP, like Vitality GP. For certain conditions you can also refer yourself directly to us.

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Make a claim

If you need to see a specialist or get treatment, you can make a claim online.

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We pay the bill

When you've seen a specialist, we pay the bill.

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How much does health insurance cost?

Our health insurance starts from £1.25 a day. How much you pay is mostly based on your:

Need more help?

Call us on 0808 274 1902 to get advice or read some of our popular guides.